Mandatory Health Insurance

Jackson State University requires all international students studying outside of their home countries to purchase a University sponsored health insurance plan (any student that is not a U.S. citizen or an approved lawful permanent resident.).

The cost of the plan is automatically charged to the international students tuition and fees at a rate offered by the insurance company for coverage that meets and in some cases exceeds the school and federal requirements.

 

JSU Global (formerly known as International Programs Office) does not determine the cost of this insurance. The cost is established based on plan design, plan participation and claim experience and is reviewed annually by the University. This plan is available for students at Jackson State University only.

 

Eligible students:

All graduate and undergraduate students are eligible and all international students will be automatically enrolled for coverage. Home study, correspondence, and television courses do not fulfill the eligibility requirements for active class attendance.

 

Period coverage & Cost

Annual

Cost: $1685 

Company: Companion Life

 

Coverage:

An individuals coverage will begin at 12:01 a.m. on the latest applicable one of the following dates: the Master Policy Effective Date; the date of eligibility; or the date of enrollment in this plan. Date of Enrollment of this plan means 12:01 a.m. following the date we receive the insurance enrollment form and required premium through registration at Jackson State University.

 

Each eligible person enrolled in this plan will be covered 24 hours a day, anywhere in the world for the entire period of coverage for which enrolled, except as follows:

Coverage automatically ceases

Upon the date any premium is due and unpaid or

Upon entry into full-time active-duty military service, or

Upon the date a non-immigrant permanently returns to his or her homeland or country of permanent residence.

 

Wavier

The Jackson State University System has established five circumstances in which an international student can request a waiver of the insurance plan and provide alternative health insurance coverage.

 

Student is sponsored by the United States government;

 

Student is sponsored by a foreign government recognized by the United States or certain international, government sponsored or non governmental organizations, and covered under a health plan that is compliant with the Affordable Care Act (ACA). If the health plan does not include medical evacuation and repatriation, a rider must be purchased providing coverage at equal limits to the Jackson State University insurance plan;

 

 

Student is enrolled in an employer provided group health plan that is compliant with the ACA. If the health plan does not include medical evacuation and repatriation, a rider must be purchased providing coverage at equal limits to the Jackson State University insurance plan;

 

Student is enrolled in only distance learning programs; or the Jackson State University Health Center staff (SHC) will review ALL waiver requests.

 

What documentation is required to request a waiver?

 

1. A copy of your insurance policy with schedule of benefits and exclusion of benefits.

 

2. Enrollment Proof (front and back of insurance id card along with start and end date of policy)

 

3. Once your waiver is submitted and your proof documentation is received by SHC, you will be notified via email within 57 business days of the status of your waiver request. It may take up to 1014 business days once the waiver has been approved to process a refund through your tuition and fees. If your tuition bill is due before your waiver application is processed, pay the fee and if approved, the refund will be processed at a later date.

 

JSU Global (formerly known as JSU Global) would like to recommend that anyone coming to visit you in the United States obtain health insurance specifically for their stay. Family or friends who come to visit you in the United States may or may not have sufficient medical insurance coverage from their home country that extends to the U.S. Short term insurance can be purchased in a variety of plan lengths specifically for tourist visiting the U.S.

 

Medical services in the U.S. are expensive and a trip to the emergency room or hospitalization can result in large bills for those who are uninsured or under insured. A medical illness could significantly affect your ability to accomplish your educational goals and make it more difficult to return to your native country.