Human Resources > JSU Employee Benefits

JSU Employee Benefits

Full-time employees are eligible for all University benefits. Part-time employees working less than twenty (20) hours per week and/or four and one-half (4 ½) months are not eligible for any University benefits. However, they do qualify for unemployment and worker’s compensation.

This section provides an overview of JSU’s employee benefits. These benefits are offered at hire date. Check PAWS employee tab for a list of your current benefit elections. Email any benefits inquiries to hrbenefits@jsums.edu.

Additional Benefits

Employee Tuition Remission

• Remission of fees for up to 6 hours per semester.
• Employees are eligible after their 6 months probationary period.
Complete the Remission of Fees Form and email to hrservices@jsums.edu prior to the close of registration for the relevant semester.

Dependent Tuition Remission

• 50% Tuition Waiver (100% if both parents work for the university) for single, dependent children of full-time employees
• Student must be covered on employee’s health insurance or tax return.
• Continued eligibility until baccalaureate degree requirements are met or age 25, whichever comes first; provided the student maintains a 2.5 GPA.
Complete the Application for Tuition Remission for Dependents form and email to hrbenefits@jsums.edu prior to the close of registration for the relevant semester.

MS College Savings Program

• Contribute pre-taxed dollars to the program for tuition expenses.
• Phone: 601-359-3676
• Make an online account here.
To have JSU withhold money for this account, complete a Salary Reduction Agreement Form and submit it to HRbenefits@jsums.edu

Payroll Deducted Football Season Tickets

• Visit the Department of Athletics to purchase your season tickets via Payroll Deduction.

JSU Health Center

• Visit the JSU Health Center to sign up for a monthly plan that can cover visits to the health center.
• Individual Plan: $10 per month
• Family Plan: $20 per month
• Eligible for Payroll Deduction.

Personal Post Office Box Rental

• Visit the JSU Post Office to rent a personal post office box for a nominal fee.

Kids Kollege

• After-school program for school-aged children. Currently suspended due to COVID-19.

Credit Unions

• Hope Community Credit Union
Contact Felicia Lyles at 601-362-8050
• Jackson Area Credit Union
Contact Wayne Cameron at 601-922-7055.

Cafeteria Plan/ Flexible Spending Accounts

Plan Administrator: Southern Administrators and Benefits Consultants

Contact Information:

 

Phone: 601-856-9933

Website: https://www.sabcflex.com

Plan Information:

 

 

 

 

 

 

A Section 125 Cafeteria plan is merely a tax savings plan which allows participating employees to deduct certain expenses from gross earnings before the computation of federal, state, and social security taxes. Under your Cafeteria Plan there are 3 options in which you may participate: You may pick any or all in which to participate. Please note: Because of the reduction in Social Security taxes, participation in the Cafeteria Plan could reduce Social Security benefits.
Eligibility: All benefits-eligible employees.

Plan Activation:

 

 

Employees make their decision to participate in the cafeteria plan at new hire orientation. Changes to participation can be made during open enrollment (generally, the month of October) each year.

Deductions Eligible for Pre-Tax

 

 

 

 

Insurance:

Option 1: Group health, dental, vision, Cancer/ICU, Accident and Hospital Indemnity
Flexible Spending Accounts:
Option 2: Dependent Care Expenses
Option 3: Unreimbursed Medical Expenses

Resources:

Forms:

Dental Insurance

Provider: Delta Dental
Contact Information: Customer Service: 800-521-2651  deltadentalins.com
Eligibility: Benefits-eligible employee, their spouse and dependent children to the end of the month dependent turns age 26.
Coverage: A dental plan that provides two options, High Option and Low Option.
Cost: The employee is responsible for the full cost of the premium.

 

Premiums

      12 month 9 month
    Low Option  
    Employee Only $10.70 $14.26
    Employee + One $20.26 $27.01
    Employee+ Family $34.15 $45.53
    High Option  
    Employee Only $15.37 $20.49
    Employee + One $31.20 $41.59
    Employee+ Family $44.70 $59.59

Resources

Group Health Insurance

Provider: The State and School Employees’ Health Plan

 

Contact Information: The State and School Employees’ Health Plan
Eligibility: Benefits-Eligible Employees; their spouses, and children
Coverage: Base Plan (High Deductible) and Select Plan (Low Deductible)
Cost: JSU pays the full premium for employee only coverage under the base plan option and a portion of the premium for employee only coverage under the select plan option. The employee is responsible for the remaining portion of employee only coverage under the select plan option and the full cost of any dependent coverage.
Premiums

 

Select Coverage (Legacy-employee hired before 01/2006)   

12 month                    9 month

Employee $10.00 $ 13.33
Employee + Spouse $245.00 $326.67
Employee + Spouse & Children $353.00 $470.67
Employee + Child $92.50 $123.33
Employee + Children $175.50 $234.00
Select Coverage (Horizon-employee hired after 01/2006)
Employee $20.00 $26.67
Employee + Spouse $255.00 $340.00
Employee + Spouse & Children $363.00 $484.00
Employee + Child $102.50 $136.67
Employee + Children $185.50 $247.33
Base Coverage (High Deductible)
Employee $0.00 $0.00
Employee + Spouse $206.50 $275.33
Employee + Spouse & Children $314.50 $419.33
Employee + Child $53.50 $71.33
Employee + Children $137.00 $182.67

Group Life Insurance

Provider: Minnesota Life Insurance Company (Securian)
Contact Information: Minnesota Life Insurance Company
Eligibility: Benefits-eligible employees
Coverage: Insured for twice the employee’s annual wage, with a minimum of $30,000 and a maximum of $100,000 coverage. Please note that state-sponsored group term life insurance coverage over $50,000 is subject to imputed tax under the Internal Revenue Service Code Section 79.
Cost: The premium is 18 cents per $1,000 of coverage per month (9 cents per semi-monthly). The employee pays one half of the premium and the university pays the other half of the premium.
Beneficiary Designation

Employees who elect life insurance coverage should designate one or more beneficiaries with Minnesota Life Insurance Company, an affiliate of Securian Financial, to ensure that any benefits are paid in accordance with their wishes.

To manage your beneficiary designation online:

  • Log in to bcbsms.com. If you have not previously registered, information will be required from your BCBSMS ID card to complete the registration process.
  • Go to the My Benefits tab.
  • Under the Life Benefits section, click the link to update the beneficiary information. You will see a notification asking you to “Agree” to be transferred to a secure portal provided by Minnesota Life. Click “I Agree.”
  • Click “View beneficiary.”
  • If you need to make any changes, click “Update Designation,” and provide the name(s), relationship(s) and respective benefit shares.
  • After this information has been entered, you will receive an email acknowledgment, as well as a letter in the mail confirming your changes to your beneficiary designation.

While online, you can edit your profile, and make any updates to your email address and phone numbers. If you would rather designate your beneficiary using a paper form, click here.

Leave

All leave time is accrued on the last paycheck of the month. To check your leave balances, check the employee tab in PAWS. Once leave time has been approved by your supervisor, it must be reported on the report of absence form and emailed to hrbenefits@jsums.edu.

Faculty Leave Accrual

  • Faculty members employed by the eight (8) public universities on a nine‐month contract shall not be eligible for personal leave.
  • Faculty only accrue Major Medical Leave (sick pay)
Continuous Service Accrual Rate (monthly) Accrual Rate (Annual)
1 month to 3 years 13 1/3 hours 15 days
37 months to 8 years 14 1/5 hours 16 days
97 months to 15 years 15 2/5 hours 17 days
Over 15 years 16 hours 18 days

Staff Personal Leave Accrual

  • Personal leave may be used for vacation and personal business and shall be used for illness of the employee requiring absences of one day or less.
Continuous Service Accrual Rate (monthly) Accrual Rate (Annual)
1 month to 3 years 12 hours 18 days
37 months to 8 years 14 hours 21 days
97 months to 15 years 16 hours 24 days
Over 15 years 18 hours 27 days

Staff Medical Leave Accrual

  • Major medical leave (sick pay) may be used for illness only after the employee has used one (1) day of personal leave or leave without pay if the employee has no accrued personal leave.
  • If an employee is out on sick leave for more than 4 days, they must submit a Dr’s excuse to return to work.
  • An employee may use up to 3 days of earned major medical leave for each occurrence in any calendar year because of a death in the immediate family.

Continuous Service

Accrual Rate (monthly) Accrual Rate (Annual)
1 month to 3 years 8 hours 12 days
37 months to 8 years 7 hours 10.5 days
97 months to 15 years 6 hours 9 days
Over 15 years 5 hours 7.5 days

Family Medical Leave Act (FMLA)

  • The Family Medical Leave Act (FMLA) of 1993 requires covered employers to provide up to 12 weeks (during any 12 month period) of protected unpaid leave.
  • Leave Reasons:
  • birth of a child
  • placement of a child for adoption or foster care
  • serious health condition of the employee or an immediate family member
  • Must have been employed 12 months and worked at least 1,250 hours over the previous 12 months
  • FMLA leave may be paid using the accrued major medical leave (sick pay).

Procedures

If an employee is out for Family Medical Leave for two weeks or more:

  1. A paper Personnel Action Form (PAF) should be submitted to HR from the department.
  2. A Certified Family Medical Leave Act form should be submitted to HR.
  3. Upon the employee’s return from FMLA, a new paper PAF and health care provider release statement must be submitted to HR.
  4. Employee should send an email to hrbenefits@jsums.edu detailing if they would like to use sick pay to be paid for leave time.
  5. If leave needs to be extended, the employee should submit a letter from the doctor, documenting the extension. The department will need to submit to HR a PAF detailing the extension. The employee will need to send an email to hrbenefits@jsums.edu , detailing if they would like to continue to use leave hours to cover their pay during the extension.

Making Changes

Changes to Insurance Elections

  • Benefits-eligible employees may elect to participate or make changes in the insurance plans due to the following events:
    • Within 31 days of the date of hire
    • During Open Enrollment in October of each year for an effective date of January 1 of the following year (Dates for open enrollment are announced before October of each year)
    • Within 60 days of a family status change, as long as the insurance change is consistent with the status change
    • Status changes include, but are not limited to:

    Ø  Marriage or divorce

    Ø  Death of a spouse or dependent

    Ø  Birth or adoption of a child

    Ø  Employee or spouse employment status change (full-time to part-time or vice versa)

    Ø  Refused coverage for self or dependents at the time coverage was offered but subsequently, lost coverage due to termination of spouse’s employment

    • Medical underwriting may apply to some insurances if making application after 31 days of your date of hire or for spouse and dependent children elections.

Changes to Name And Address

  • The following vendors will require you to change your name and address via HR:
    • State Health & Life Insurance
    • Southern Administrators & Benefit Consultant (Cafeteria Plan & Flexible Spending Accounts)
    • Superior Vision
    • Delta Dental
    • Cigna Long-Term Disability
    • MS Public Employees’ Retirement System (PERS)

    Fill out the Change of Name and/or the Change of Address form and email to: hrbenefits@jsums.edu.

Retirement

Benefits eligible employees must complete retirement forms within 30 days of date of hire. Beneficiaries may be changed at any time by completing the necessary forms. All completed forms must be returned to Human Resources for processing.

All benefits eligible employees are required to participate in a retirement plan; the Public Employees’ Retirement System of Mississippi (PERS) or the Optional Retirement Plan (ORP). However, participation in the ORP plan is only available to employees holding specific positions as defined by state law. Guidance on deciding between the plans can be found here.

Public Employee Retirement System (PERS)

Provider: PERS
Contact Information: Pers.ms.gov | 800.444.7377
Eligibility: Any benefits eligible employee may elect to participate in PERS. However, if an employee has made a previous ORP election while employed with another IHL institution through the State of Mississippi and holds an ORP eligible position through Jackson State University, they are not eligible for participation in PERS.
Plan Information: PERS is a defined benefit plan that is designed to provide a monthly retirement benefit to employees at time of retirement.
Contributions: The employee’s pre-tax contribution is 9% of gross wages and the university’s contribution is 17.40% of the employee’s gross wages.
Vesting Period prior to July 1, 2007: A member who entered PERS prior to July 1, 2007, is vested after 4 years of service as a contributing member provided that he or she does not subsequently refund his or her account balance.
Vesting Period on or after July 1, 2007: A member who entered PERS on or after July 1, 2007, is vested after 8 years of service as a contributing member provided that he or she does not subsequently refund his or her account balance.
Retirement Eligibility: To be eligible for a service retirement benefit, a PERS member must be either

  1. at least age 60 and vested – OR –
  2. any age if the member has 25 years of creditable service and was hired before July 1, 2011, or has 30 years of creditable service and was hired on or after July 1, 2011.
Thinking about Retiring? Submit a PERS Form 9A 3 to 4 months prior to retire date to hrbenefits@jsums.edu to receive an estimate of your benefits and start the process. If you have confirmed you would like to retire, submit your retirement letter to your immediate supervisor. An HR benefits representative will contact you within 30 days of your retirement date to discuss health insurance options for retirees.
Resources

 

Forms

Optional Retirement Plan(ORP)

 

Providers:
  • VALIC (Variable Annuity Life Insurance Company) Retirement Services, formerly AIG
  • Teachers Insurance and Annuity Association and College Retirement Equities Fund (TIAA-CREF)
  • VOYA Life and Annuity Company
Contact Information:
Eligibility:

Benefits eligible employees holding specific positions as defined by state law are eligible to participate in the ORP plan. Specific positions eligible for participation are:

  • Teaching and administrative faculty
  • Librarians with academic rank
  • Intercollegiate coaches (with or without academic rank)
  • Administrators with budgetary authority
Plan Information: ORP is a defined contribution plan with the availability of funds being portable and transferable.
Contributions:

The employee’s pre-tax contribution is 9% of gross wages. The employers’ contribution of seventeen and four tenths percent (17.40%) of the participant’s earned compensation shall be disbursed as follows:

  1. One percent (1%) of the employer contributions (or the equivalent of 0.174 percent of the participant’s earned compensation) shall be paid to PERS as an administrative fee.
  2. Two and one-half percent (2.5%) of the participant’s earned compensation reduced by the pro-rata share of the 1% administrative fee, or an equivalent of 2.475 percent of the participant’s earned compensation, shall be remitted to PERS for application to the unfunded accrued liability.
  3. Fourteen and nine tenths percent (14.90%) of the participant’s earned compensation reduced by the pro-rata share of the 1% administrative fee, or an equivalent of 14.751 percent of the participant’s earned compensation, shall be remitted to the appropriate company or companies for application to the participant’s contract or account or both.
Vesting Period: Immediately vested upon election of ORP
Retirement Eligibility: Immediate availability of funds upon termination of employment. The employee must meet the same requirements as PERS for University Retirement with options to keep Retiree Health and Life Insurance.
Election Timeline: ORP eligible employees have 30 days from date of hire to make their retirement election between ORP and PERS. Once an ORP election is made, this election is irrevocable as long as an employee holds an ORP eligible position. If no election is made within 30 days from date of hire, an employee will automatically default to PERS unless a previous ORP election was made while the individual was employed with another IHL institution through the State of Mississippi and he or she now holds an ORP eligible position through Jackson State University. In that situation, the employee must participate in ORP. Individual consultants are available to assist with investment options.
Plan Activation:

The three approved providers are listed above. Employees should make their election by following these steps:

  1. Contact the provider(s) to find the plan that best fits your retirement income strategies. You may select multiple providers.
  2.  Once you have selected the provider(s) in which you wish to participate, complete the ORP Retirement Plan Election/Vendor Selection (Form 4E) and return to HR.
  3. Complete an application for each provider you select. Contact the provider(s) to obtain an application.
Thinking about Retiring?

Contact your ORP vendor representative to discuss retirement options.

To continue health and life insurance coverage as a retiree, you must be employed four years or more and currently enrolled in the coverage.

Resources:

 

 

Forms:

 

Supplemental Insurance Options

Benefits-eligible employees are able to add supplemental insurance options at any time. However, medical underwriting may apply to some insurances if making application after 31 days of your date of hire or for spouse and dependent children elections. If any of these coverages are elected and the employee would like the deductions payroll deducted, the vendor must email their deduction form to hrbenefits@jsums.edu.

Provider

Coverage Options

Contact
AFLAC
 
  • Supplemental Health
  • Cancer
  • Short-Term Disability
  • Long-Term Disability
  • Hospital Indemnity

  

Olivia Griffith

601-750-9434

  

Colonial Life and Accident Insurance Company
 
  • Cancer
  • Critical Illness
  • Short/Long Term Disability
  • Hospitalization
  • Life Insurance

  

Robert Penn
601-624-5075
 
Cigna
  • Long Term Disability
1(800) 557-7975
Transamerica, Catchings Agency
  • Burial Insurance
Mr. Catchings

601-355-7489

New York Life
  • Life Insurance
Mr. Alvin Franklin

601-331-6685

Legal Shields
  • Legal Services
Marshand Crisler

601-906-0516

Diabetes Care Group
  • Diabetes Management Services
601-939-9923

Supplemental Retirement Options

Supplemental retirement plans include the Mississippi Deferred Compensation Plan and Trust 457 for all benefits-eligible employees. In addition, all employees are eligible to enroll in a Tax Deferred Annuity 403(b). Contributions for these plans are made by the employee only and deducted with pre-tax dollars. There are limits to the amount of contributions employees can make each year, and other restrictions apply. Enrollment is available at any time.

Mississippi Deferred Compensation (457 Plan)

Provider: Mississippi Deferred Compensation
Contact Information: Customer Service

Phone: 1-800-846-4551

Website: www.mdcplan.com

Eligibility: All employees, regardless of benefits eligible status. Student workers are not eligible.
Plan Information: The Mississippi Deferred Compensation Plan and Trust is a plan authorized under Section 457 of the Internal Revenue Code through the Mississippi Public Employees’ Retirement System (PERS).
Plan Activation: Employees must contact Mississippi Deferred Compensation to enroll.



Tax Deferred Annuity 403(B)

Providers:
  • VOYA
  • TIAA-CREF
  • VALIC (AIG)
  • Primerica
Contact Information: VOYA
Larry Wilson
Phone: 601-918-7168
Email: larry.wilson@voyafa.com

TIAA
Richella Vincent-Lee
Phone: 770-512-3570
Email: ricella.vincentlee@tiaa.org

VALIC (AIG)
Bobby Browning
Phone: 601-605-3590 or 601-402-8856
Email: Bobby.browning@aig.com

Primerica
Chris Havard
Phone: 601-922-6111

Eligibility: All employees are eligible to participate, regardless of their benefits-eligible status. Student employees are not eligible.
Plan Activation:
  1. You may begin a 403(b) plan at any time by following these steps:
  2. Contact the provider(s) to find the plan that best fits your retirement income strategies. You may select multiple providers; however, the maximum contribution per year remains the same.
  3. Once you have selected the provider(s) in which you wish to participate, establish a contract with the provider(s).
  4. In order for JSU to withhold money from your paycheck for your 403(b) contribution, complete a Salary Reduction Agreement Form and submit it to HR.

Vision Insurance

Provider: Superior Vision
Contact Information: Customer Service: 800-507-3800 | superiorvision.com
Eligibility: Benefits-eligible employee, their spouse and dependent children to the end of the month dependent turns age 26.
Coverage: Vision benefits: eye exams, eyeglasses, and contact lenses.
Cost: The employee is responsible for the full cost of the premium.
Premiums

12 month 9 month
Employee Only $3.15 $4.20
Employee + One $5.76 $7.68
Employee + Family $9.72 $12.96

Resources

Workers Compensation

Jackson State University pays the entire amount of the worker’s compensation insurance premium that provides benefits to employees who experience injury or illness in connection with their employment. Eligibility automatically begins on the first day of employment. JSU’s Workers’ Compensation claims are administered by:

AmFed Companies
PO Box 1380
Ridgeland, MS 39158
(800) 264-8085

Procedures

  1. All injuries, regardless of how minor, should immediately be reported to the employee’s supervisor.
  2. The employee or supervisor should complete a Report of Injury Form and submit it to hrbenefits@jsums.edu.
  3. If the employee receives any type of medical treatment for the injury, documentation should be sent to hrbenefits@jsums.edu.
  4. The entire period of absence due to a work related injury or illness is considered family and medical leave as certified on the medical certification form. Departments will need to follow the FMLA procedures regarding submitting the leave and return PAFs to hrbenefits@jsums.edu.
  5. As mandated by Senate Bill 2977, effective July 1, 2008, an employee’s total compensation as a combination of paid leave and indemnity payments must not exceed 100% of regular compensation.